Drawdown: paying for a short year
A year that costs more than it earns, as in retirement, is paid for from savings, in the drawdown order. Drawdown above the chart opens it; so does Drawdown order on the card that says the money runs out.
The default order is cash and offset first, then investments, then super once it can be reached. Drag an account, or use its arrows, to change its place; Use the default order puts it back. Its Terms say whether it May be drawn on or is Never touched, how far down it may go, and the most it gives in any one year. Nothing changes until Save drawdown. The same terms are in each account’s editor, under More options.
Super can only be drawn once the rules release it: its owner reaches preservation age and stops work, or turns 65. An account’s Reachable can set an age of its own. An asset with Sell it if a year runs out of everything else is sold when the accounts run dry; Place it in the order to sell it sooner.
Trying a different order in what-if mode (Plus) shows what the order changes, beside the plan.
Still stuck?
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